Specialty Insurance for Your Unique Needs.
Sometimes, you need to go beyond the typical insurance plans that are out there, and find the specialty insurance that’s just right for you. For example, if you own items that can’t be covered by standard plans, or you run a high-risk business, a specialty policy can step in to help protect you against losses and lawsuits.
The agents at Humbert Insurance are capable of handling all of your needs, no matter how big or small, and we have access to nearly every carrier available. This means we’ll know where to go to get you the specialty coverage that will deliver peace of mind at a reasonable price.
Individuals and Businesses Can Benefit from Specialty Insurance
Think of specialty insurance as a form of supplemental insurance that goes above and beyond what standard policies cover. Whether you’re an individual or a business, you might benefit from signing up for this type of policy.
For instance, if you’re an individual who owns items, such as guns, jewelry, or antiques, that aren’t covered by other plans, specialty insurance can step in. You might even want to consider taking out insurance that can help protect you if you’re ever a victim of identity theft. Or, you might want to sign up for specialty insurance that will cover your travels, your pets, or your upcoming wedding, as a few other examples.
On the other hand, if you run a business, you might need specialty coverage to protect yourself, your employees, and your assets. For a business that engages in activities that have a high level of risk, such as construction, energy, healthcare, or trucking, specialty plans can help fill in the gaps that traditional insurance leaves behind. In the event that you’re sued for negligence, for example, you’ll want to have a high-quality plan in place that will help protect you against major financial losses.
Some of the Types of Specialty Insurance We Handle
When you need specialty insurance, we can help you select the appropriate policy for whatever you need covered.
GUN INSURANCE
JEWELRY INSURANCE
ANTIQUE INSURANCE
IDENTITY THEFT INSURANCE
TRAVEL INSURANCE
PET INSURANCE
WEDDING INSURANCE
Here are some examples of the types of specialty insurance that you can get when you work with us:
Professional E&O (errors and omissions) insurance
Trucking insurance
Product liability coverage
Insurance for a special event
Plus, we can write any industry, so just let us know what your needs are, and we’ll work hard to put together a package that will provide comprehensive coverage.
Here are some of the specialty industries we write:
Social media
Environmental
Food trucks
Daycare
Medical marijuana dispensaries
Specialty consulting
Are You in Need of Specialty Insurance?
Think about your assets, as well as any ways that you might be held liable for damages, especially if you own a business. What you might realize is that your other insurance policies won’t cover you completely if disaster strikes or you’re sued. In that case, specialty insurance is a smart way to go.
If you’re ready to learn more about specialty insurance, don’t hesitate to contact us anytime. We’re ready to help with your insurance whenever you need it!